Superannuation & TPD

If you’ve been injured or developed an illness that leaves you unable to work, you may be entitled to make a Total and Permanent Disability (TPD) claim through your superannuation. At Mahony’s, our experienced superannuation and TPD claim lawyers in Adelaide are here to help you navigate the complex process of accessing your entitlements. Whether you’re dealing with injury, illness, or mental health issues, we can assist you in securing the financial support you need for your future.

‍

The TPD claims process can be challenging, often involving strict requirements from superannuation funds and insurers. With our no win, no fee guarantee, you can focus on your recovery while we take care of the legal complexities, ensuring you receive the compensation you deserve.

‍

Why Choose Mahony’s Superannuation and TPD Claim Lawyers?

‍

• Specialist Expertise in Superannuation and TPD Claims: We have extensive experience helping clients access their superannuation benefits and TPD payouts, ensuring they receive the financial support they are entitled to.
• No Win, No Fee Guarantee: You won’t pay any legal fees unless we successfully secure compensation for you, allowing you to pursue your claim with peace of mind.
• Tailored Legal Solutions: Each claim is unique, and we provide personalised legal strategies to ensure your case is handled with care and precision.
• We Are Here for You: Our team offers compassionate, confidential legal support throughout the entire process, helping you understand your rights and the steps involved in accessing your entitlements.

‍

Types of Superannuation and TPD Claims We Handle

‍

Total and Permanent Disability (TPD) Claims

‍

If you’ve suffered an injury or illness that prevents you from returning to work in your usual occupation or any occupation suited to your skills, education, or training, you may be eligible to make a TPD claim through your superannuation. We’ll help you assess your eligibility and guide you through the application process, ensuring your claim is presented effectively to your superannuation fund or insurer.

‍

Income Protection Claims

‍

Many superannuation policies also include income protection, which provides monthly payments if you’re unable to work due to illness or injury for a certain period. If your claim for income protection benefits has been denied or delayed, our team will assist in challenging the decision and securing the payments you’re entitled to.

‍

Early Access to Superannuation

‍

In certain circumstances, you may be able to access your superannuation early due to financial hardship or on compassionate grounds. We can help you understand the criteria for early access and assist you with the application process to release your superannuation funds when you need them most.

‍

Death Benefit Claims

‍

When a loved one passes away, their superannuation and associated death benefits are often available to their beneficiaries. We help family members and dependents with the legal process of claiming these benefits, ensuring they are distributed according to the deceased’s wishes or superannuation fund rules.

‍

Challenging Superannuation Fund Decisions

‍

If your superannuation or TPD claim has been unfairly denied or delayed, you have the right to challenge the decision. We can represent you in disputes with superannuation funds and insurers, helping to resolve issues and ensuring your rights are upheld.

‍

What You Can Claim in a Superannuation or TPD Case

‍

If your claim is successful, you may be entitled to the following:

• Lump Sum Payment: A successful TPD claim typically results in a lump sum payment from your superannuation fund, providing financial security if you can no longer work.
• Income Protection Payments: Monthly income replacement payments for a set period, usually up to two years or more, if your superannuation policy includes income protection cover.
• Superannuation Early Access: In cases of severe financial hardship or serious illness, you may be able to access your superannuation before the normal retirement age.
• Death Benefits for Dependents: A lump sum or pension payment from the deceased’s superannuation fund to dependents, such as a spouse or children.

‍

The Superannuation and TPD Claims Process

‍

Step 1: Initial Consultation

‍

During your free initial consultation, we’ll assess your situation and advise on your eligibility for a TPD claim or other superannuation benefits. With our no win, no fee policy, you can get the legal advice you need without worrying about upfront costs.

‍

Step 2: Gathering Evidence

‍

A successful TPD claim requires comprehensive medical evidence and documentation showing that your injury or illness prevents you from working. We’ll work closely with medical professionals and gather the necessary reports and records to support your claim.

‍

Step 3: Filing the Claim

‍

Once we’ve collected the required evidence, we’ll file your TPD or superannuation claim with your superannuation fund or insurer. Our team will ensure all documentation is completed accurately and submitted within deadlines.

‍

Step 4: Negotiation and Settlement

‍

Superannuation funds or insurers may dispute or deny your claim. In these cases, we’ll negotiate on your behalf to ensure you receive the compensation you’re entitled to. We’ll challenge unfair decisions and work toward a resolution.

‍

Step 5: Court Representation (if necessary)

‍

If your claim cannot be settled through negotiation, we’ll represent you in court, fighting for your rights to access the benefits you deserve. Our lawyers have extensive experience in superannuation disputes and litigation.

‍

For more information on superannuation and TPD claims in South Australia, visit the Australian Financial Complaints Authority (AFCA).

‍